BuyerS AND SellerS, real estate, los angeles, all, frias properties

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OUR MISSION AS YOUR AGENT IS TO BE OF SERVICE TO YOU, WE PUT YOUR INTEREST
FIRST TO SECURE OUR SUCCESS.

DOWN TO EARTH SIMPLE TIPS FOR BUYERS
AND SELLERS

FOR BUYERS

What you should know:

AS A BUYER, YOU SHOULD KNOW THE BASICS...
YOU WILL NEED MONEY FOR RESERVES AND DOWN PAYMENT.
YOU WILL NEED CREDIT THAT IS AT LEAST 2 YEARS OLD.
YOU WILL NEED TO BE WORKING AT LEAST 2 YEARS
YOU WILL NEED A MID CREDIT SCORE OF 580.
YOU WILL NEED AT LEAST 2 MONTHS RESERVES, THE EQUAL TO 2
MONTHS HOUSE PAYMENTS
WE MUST REVIEW ALL THE INFORMATION AND THE LAST THING WE DO
IS LOOK FOR YOUR HOUSE.
MOST BUYERS WOULD LIKE TO FIND A HOUSE FIRST. IT DOES NOT
WORK THAT WAY.

How we will work together:

FOR SELLERS

My mission as your agent:

OUR MISSION AS YOUR AGENT IS TO DEVELOP A LONG WORKING RELATIONSHIP, BASED ON
RESULTS AND ACCOUNTABILITY FOR OUR ACTIONS. OUR MISSION AS YOUR AGENT ALSO
INCLUDES YOUR SHORT AND LONG TERM GOALS, WITH GOOD BUSINESS SENSE.

welcome to:

4 bdrm IN CORONA

562.714.5328 rafael@friasrealestate.com
CA DRE LICENSE NO.:01164432

WHAT WE DO, IF YOU NEED TO SELL...

WE WILL ADVISE YOU ABOUT PREPARING YOUR PROPERTY FOR SALE

WE WILL HELP YOU PRICE YOUR PROPERTY

WE WILL LIST YOUR PROPERTY WITH THE MULTIPLE LISTING SERVICES IN THE AREA.

WE WILL PUBLISH THE SALE, TAKE PICTURES, MAKE FLYERS AND HOLD OPEN HOUSES TO GIVE
YOUR PROPERTY MAXIMUM MARKET EXPOSURE AND WE WILL PUT IT HERE ON THIS PAGE.

IF YOU NEED TO BUY...

WE WILL REVIEW YOUR CREDIT

WE WILL REVIEW YOUR INCOME AND BASED ON THAT WE WILL MAKE RECOMMENDATIONS
ABOUT...

HOW MUCH HOUSE TO BUY

WHERE TO BUY

WHY TO BUY

YOUR COMPLETE SATISFACTION DETERMINES OUR SUCCESS.

The end of the year is here and there appears to be a slow down in the number of
properties being offered for sale as " short sales " This could mean that sellers
have lost hope about being able to complete their short sales, if that is the case,
there will be hundreds of houses being sold by banks at discounted prices
starting in 2008 and 2009. Should that be the case, it will certainly be a very
happy new year for the buyers that stood behind for the last 1 1/2 years.
FACTS...

INTEREST RATES REMAIN LOW.

HOUSING PRICES CONTINUETO DECLINE IN SOUTHERN CALIFORNIA.
SPECULATION IS OUT.

THIS IS A GREAT TIME FOR THOSE THAT CAN TO TAKE ADVANTAGE OF
THE OPPORTUNITIES THAT ARE HERE .

FACTS ARE JUST THAT, FACTS.

How we will work
together:

ALL OUR LISTINGS ARE POSTED IN THE MULTIPLE
LISTING SERVICE (MLS) AND OFFER COMPETITIVE
COMPENSATION TO COOPERATING BROKERS

OUR WEBSITE
IS UPDATED
DAILY.

Share our page with your family and friends that may be looking to buy,
sell or just to learn about real estate.

Investment, value
house, home, units, residential, Los Angeles, Los Angeles County,
San Bernardino County, San Bernardino, Corona, Huntington Park,
Echo Park, Lynwood, Whittier, East Los Angeles, Nayarit, Guatemala,
are just some of the places where we have listings and are also key
words that may help find our web page.

Currently about two thirds of all properties on the
market are short sales and the rest are bank owned
and regular sales, at this pace in some areas the home
prices will decline 30 to 35% of the value they had
gained in the last 4 years.
Future buyers with money to invest will have the
biggest return on the investment they ever had on any
investment they ever made.

Today's rate 10/18//2008
6.125% fixed for 30 yrs.

Current financing changes...

1. Loan limits are changing, with conforming loans taking a big increase...
2. Loan limits have increased to as high as $729,000.00 in high cost areas
3. Many changes to contend with stay up on.

Sellers will start to give short term financing (2 to 5 year seconds).
Mortgage insurance is here again, and very difficult to get..

Variable rate loans have starting rates almost as high as fixed rate loans.